Dunno, but everytime I see someone in one of these I feel like flicking them the w***er sign

Moderators: slparry, Gromit, Paul
Sorry but this is just not the case.The Teutonic Tangerine wrote:having ridden into and out of London for the last 16 years my view on Hi Viz is this. (it didn't stop a stupid Australian woman driving into me in 2013) But: If the SMIDSY accident is inevitable then surely riding with headlights on, Driving/ spot lamps on and Hi-Viz jacket and or Helmet only strengthens the case against the SMIDSY driver. i.e. it gives you the high ground when it comes to Blame / compensation.
That's not what I am saying - what I meant was - when he says "I didn't see him" - who is going to be believed you in your hi-viz or him in his car my point is thart you have the high ground as by admitting he didn't see you when you looked like a fluorescent marker pen he's admitting that either he's myopic or he didn't look . As I say I managed to get my claim paid in full and the records show me as no blame. - When it was eventually sorted out I got a refund from my new insurers who had originally loaded the premium on the basis that I had been partly to blame or so the central computer said at the time I insured my new bike.fontana wrote:Sorry but this is just not the case.The Teutonic Tangerine wrote:having ridden into and out of London for the last 16 years my view on Hi Viz is this. (it didn't stop a stupid Australian woman driving into me in 2013) But: If the SMIDSY accident is inevitable then surely riding with headlights on, Driving/ spot lamps on and Hi-Viz jacket and or Helmet only strengthens the case against the SMIDSY driver. i.e. it gives you the high ground when it comes to Blame / compensation.
No insurer can assign blame on a rider for not wearing hi viz.
The only time that can happen, is if you or your bike to not comply with the law.
Hi Viz is not a legal requirement, so therefore cannot be used to assign a proportion of blame on the rider who is not wearing it.
If a car driver collides with a pedestrian on a zebra crossing at night, and the insurer tried to make that person take some of the blame for not wearing hi viz, it would get laughed out of court.
Its not about assigning a proportion of the 'blame' , more that insurers have been trying to reduce payments based on contributory negligence for years.fontana wrote:Sorry but this is just not the case.The Teutonic Tangerine wrote:having ridden into and out of London for the last 16 years my view on Hi Viz is this. (it didn't stop a stupid Australian woman driving into me in 2013) But: If the SMIDSY accident is inevitable then surely riding with headlights on, Driving/ spot lamps on and Hi-Viz jacket and or Helmet only strengthens the case against the SMIDSY driver. i.e. it gives you the high ground when it comes to Blame / compensation.
No insurer can assign blame on a rider for not wearing hi viz.
The only time that can happen, is if you or your bike to not comply with the law.
Hi Viz is not a legal requirement, so therefore cannot be used to assign a proportion of blame on the rider who is not wearing it.
If a car driver collides with a pedestrian on a zebra crossing at night, and the insurer tried to make that person take some of the blame for not wearing hi viz, it would get laughed out of court.