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insuring someone elses bike to use short term
Posted: Sat Mar 15, 2008 10:52 pm
by gus
Anybody know how to go about this or any brokers that offer this service?
Thanks
gus
Posted: Sat Mar 15, 2008 11:26 pm
by PBBoxer
Gus
Very few insurance companies let a rider who doesnt own teh bike ride it...
However thats one of the cool things about ebike. They allow names riders
Posted: Sun Mar 16, 2008 10:17 am
by _IT_
Gus,
Get them to put you on there insurance..
If your thinking of riding it on your insurance then it will be 3rd party cover only and they MUST have an insurance policy on it as well or your cover isnt valid. (read the small print)
Posted: Mon Mar 17, 2008 8:57 pm
by gus
Hi
I havent got a policy running at the moment,Also i want to insure the bike for a fixed sum fully comp and be able to use abroad.Not having much luck at the moment.
gus
Posted: Mon Mar 17, 2008 9:54 pm
by _IT_
Get the bike moved to your name.. if your mate trusts you!! adds and owner but its easy.
Posted: Mon Mar 17, 2008 10:11 pm
by PBBoxer
gus, have you tried ebike? On my quote all that would be covered mate
Posted: Mon Mar 17, 2008 10:57 pm
by gus
Paul
Have tried e bike,no go.
Thing is,even if i insure it as belonging to me.i only want a long weekend policy.
This is proving to be a right pain in the proverbial!
gus
Posted: Mon Mar 17, 2008 11:13 pm
by PBBoxer
Hi Gus, Im probably missing something, forgive me please.
They also do a pay as you go policy ie monhly... is that no good either?
Posted: Mon Mar 17, 2008 11:34 pm
by gus
Hi paul
I see where your coming from and i could get cover if the bike was in my name for a month.Its something i wouldnt feel comfortable doing and it seems it would cause a lot of hassle for the owner who is already doing me a favour borrowing me the bike.
The search goes on.
gus
Posted: Mon Mar 17, 2008 11:37 pm
by PBBoxer
ok mate, best of luck.
Im not aware of this being available unless the policy holder / owmner is with ebike and wants to add another such as yourself.
What are you after? If it came to it then I would be willing to lend you a bike if it helps
Posted: Mon Mar 17, 2008 11:43 pm
by gus
Paul
Thanks for the offer,very generous of you.
I,m off to lemans for the 24 hr.
Some looney has offered me his S for the journey(well i begged him
).
I want to be fully covered for any eventuality,as i may end up in concrete wellies if it went tits up without the proper cover.
I,ll get summat sorted.
gus
Posted: Tue Mar 18, 2008 1:09 am
by _IT_
Just get him to add you as a named driver on his policy and pay the extra premium.. wont be much for a couple of weeks!
Posted: Tue Mar 18, 2008 8:59 am
by PBBoxer
very few insurers will do that IT.
I only know of Ebike. I tried once and found it a nightmare to sort
Posted: Tue Mar 18, 2008 9:42 am
by BockingBandit
Gus,.. if it's only weekend cover,... Insure it as you would a 'New Bike' but just for the weekend. IF you need to rely on the insurance,... then simply transfere the bike into your name after the event.
If you were a proper scally,.... you could even Insure it in this way on a full year's policy,.. then cancel the policy within the cooling-off period claiming that the 'Sale/Purchase' did not go ahead. (I assume there is a cooling-off period)
I've just waited 7 weeks for the previous owner to transfer the Tiger into my name.
Geoff